If you have been on sick leave for over 300 days and your right to sickness allowance from Kela has ended, you should apply for a disability pension.
If a decision on your pension application is delayed, you can register with the TE Office as an unemployed jobseeker and apply for unemployment allowance even if your employment contract is still valid.
To receive unemployment allowance, the following conditions must be met:
- you must be registered as a jobseeker in the employment authority's service. Please note that it is not possible to register retroactively.
- your pension application is pending
- you have a valid medical certificate of incapacity for work
- your employer can not offer you a job that is suitable for your current ability to work
- the normal conditions for claiming allowance are met
Your pension application is considered pending until the decision of the pension company becomes final (i.e. when the appeal period ends). If you appeal the pension decision within the specified time, the application remains pending until the decision of the appeals body becomes final.
If your employment relationship is still in effect, you must find out from your employer whether you could continue working in the organization despite your disability, for example, in a lighter role. As an attachment to your unemployment benefits application, you must provide a certificate from your employer stating whether they can offer you work that is suitable for your ability to work. You may be eligible for unemployment benefits only if such work cannot be arranged.
Read more about the conditions for claiming allowance https://www.tehytk.fi/en/abc-unemployment/claiming-allowance
If the pension is granted retrospectively, the pension institution pays the pension to the fund for the period for which unemployment allowance has already been paid. If the pension is smaller than your unemployment allowance, you don't have to paid the difference back to the fund.
A new right to sickness allowance after one year
If you have been a jobseeker in the employment authority's service for a year after the maximum payment period of sickness allowance (300 days) ran out, you may get a new right to sickness allowance.
If you are still ill, after being a jobseeker for a year, you must contact Kela yourself to see if you get a new right to sickness allowance. Kela cannot know which of those who have received unemployment allowance are still ill.